Welcome to Lift N’ Go

At Lift N’ Go it’s our mission to take all the stress away from moving your vehicles to where you need them to be, while you focus on what’s important; your business.

Check our social media for more reasons as to why we are the best fit for your company.

Login

Sign in to continue!

Don't have a Login? Register

Register

Fill the form below to get started.

Already a member? Login
Insurance

Lift N’ Go Insurance Policy

THIS POLICY CONTAINS A CLAUSE THAT MAY LIMIT THE AMOUNT PAYABLE.

Compliance with applicable laws and payment of taxes and fees is the responsibility of the Insured, Insurance Agent, or Insurance Broker. Upon binding of this account, we must receive a signed application from the Insured.

Subject to the terms and conditions contained herein, Coalition Insurance Solutions Canada Inc. (“Coalition”) agrees to issue to the below Named Insured the following quotation for insurance coverage:

Coalition Quote No.
C-4MGB-168360-CYBER-2021
Named Insured Address
LIFTNGO Corporation
5060 Spectrum Way 3rd Floor
Mississauga, ON L4W 5N6
Policy Period
From: May 21, 2021 (Effective Date)
To: May 21, 2022 (Expiration Date)
Both dates at 12:01 AM at the Named lnsured ‘s address above

POLICY PREMIUM

Aggregate Policy Limit of Liability
Per Event Limit of Liability
Aggregate Retention
$2,000,000
$2,000,000
$37,500

Coverage under this policy is provided only for those Insuring Agreements for which a limit of liability appears below. If no limit of liability is shown for an Insuring Agreement, such Insuring Agreement is not provided by this policy. The Aggregate Policy Limit of Liability shown above is the most the lnsurer(s) will pay under this Policy regardless of the number of Insured Agreements purchased. The Aggregate Retention shown above is the most the Insured will pay towards Retentions regardless of the number of claims or events covered under this Policy.



THIRD PARTY LIABILITY COVERAGES

Insuring Agreement
Limit/Sub-Limit
Retention/Sub-Retention
THIRD PARTY SECURITY AND PRIVACY
A.
NETWORK AND INFORMATION SECURITY LIABILITY
$2,000,000
$5,000
B.
REGULATORY DEFENCE AND PENALTIES
$2,000,000
$5,000
C.
PCI FlNES AND ASSESSMENTS
$2,000,000
$5,000
D.
FUNDS TRANSFER LIABILITY
$2,000,000
$5,000
TECHNOLOGY AND MEDIA PROFESSIONAL
E.
TECHNOLOGY ERRORS AND OMISSIONS
$2,000,000
$5,000
F.
MULTIMEDIA CONTENT LIABILITY
$2,000,000
$5,000

FIRST PARTY COVERAGES

Insuring Agreement
Limit/Sub-Limit
Retention/Sub-Retention
EVENT RESPONSE
G.
BREACH RESPONSE SERVICES
Limit is separate from and in addition to the Aggregate Policy Limit of Liability
$2,000,000
$0
H.
BREACH RESPONSE SERVICES
Limit is separate from and in addition to the Aggregate Policy Limit of Liability
$2,000,000
$5,000
I.
CRISIS MANAGEMENT AND PUBLIC RELATIONS
$2,000,000
$5,000
J.
RANSOMWARE AND CYBER EXTORTION
$2,000,000
$5,000
K.
DIRECT AND CONTINGENT BUSINESS INTERRUPTION, AND EXTRA EXPENSES FROM SECURITY FAILURE AND SYSTEMS FAILURE
$2,000,000
$5,000
L.
PROOF OF LOSS PREPARATION EXPENSES
$50,000
$5,000
M.
DIGITAL ASSET RESTORATION
$2,000,000
$5,000
N.
COMPUTER REPLACEMENT AND BRICKING
$2,000,000
$5,000
O.
REPUTATIONAL HARM LOSS
$1,000,000
Reputation waiting period: 14 days
P.
COURT ATTENDANCE
i. Per
ii. Limit: $50,000
Q.
 
CRIMINAL REWARD
$50,000
CYBERCRIME
R.
FUNDS TRANSFER FRAUD, PERSONAL FUNDS FRAUD, AND SOCIAL ENGINEERING
$500,000
$25,000
S.
SERVICE FRAUD INCLUDING CRYPTOJACKING
$100,000
$5,000
T.
PHISHING
$50,000
$5,000
U.
INVOICE MANIPULATION
$250,000
$5,000
Coverage by Endorsement
Limit/Sub-Limit
Retention/Sub-Retention
 
REPUTATION REPAIR1
$2,000,000
$5,000

Conditions:

This quotation expires within sixty (60) days or on the expiration date of the current coverage, whichever comes first.

This quotation for insurance coverage is issued based on the truthfulness and accuracy of the responses to the questions on the insurance application entered into our underwriting system.

If between the date of the quotation and the Effective Date of the proposed insurance contract, there is a material change in the condition of the Named Insured or if any notice of claim or circumstance giving rise to a claim is reported prior to the Effective Date of the proposed insurance contract, then the Named Insured must notify Coalition . Whether or not this quotation has already been accepted by the Named Insured, Coalition reserves the right to rescind this indication as of its Effective Date or to modify the final terms and conditions of the quotation upon review of the information. Coalition also reserves the right to modify the final terms and conditions upon review of the information received in satisfaction of the aforementioned conditions.

This quotation is also subject to the satisfaction of the following conditions:

  • An authorized representative of the Named Insured signs the application within ten (10) days of the issuance of a binder or insurance coverage will not take effect.

Please note this quotation contains only a general description of coverage provided. For a detailed description of the terms, you must refer to the insurance contract itself and the endorsements listed herein.


Policyholder disclosure notice of terrorism insurance coverage and cap on losses from certified acts of terrorism

Coverage for certified acts of terrorism is included in your policy. You are hereby notified that under the Terrorism Risk Insurance Act, as amended in 2019, the definition of act of terrorism has changed. As defined in Section 102(1) of the Act: the term “act of terrorism” means any act that is certified by the Secretary of the Treasury, in consultation with the Secretary of Homeland Security, and the Attorney General of the United States, to be an act of terrorism; to be a violent act or an act that is dangerous to human life, property or infrastructure; to have resulted in damage within the United States, or outside the United States in the case of an air carrier or vessel or the premises of a United States Mission; and to have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion. Under your coverage, any losses resulting from certified acts of terrorism may be partially reimbursed by the United States Government under a formula established by the Act.
However, your policy may contain other exclusions which might affect your coverage, such as an exclusion for nuclear events. Under the formula, the United States Government generally reimburses 80% of covered terrorism losses exceeding the statutorily established deductible paid by the insurance company providing the coverage. The Terrorism Risk Insurance Act, as amended, contains a $100 billion cap that limits U.S. Government reimbursement as well as insurers’ liability for losses resulting from certified acts of terrorism when the amount of such losses exceeds $100 billion in any one calendar year. If the aggregate insured losses for all insurers exceed $100 billion, your coverage may be reduced.

In accordance with the federal Terrorism Risk Insurance Act, we are required to provide you with a notice disclosing the portion of your premium, if any, attributable to coverage for terrorist acts certified under the Terrorism Risk Insurance Act. The portion of your annual premium that is attributable to coverage for acts of terrorism is zero dollars and does not include any charges for the portion of losses covered by the United States government under the Act.

If aggregate insured losses attributable to terrorist acts certified under the Act exceed $100 billion in a calendar year and we have met our insurer deductible under the Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion, and in such case insured losses up to that amount are subject to pro rata allocation in accordance with procedures established by the Secretary of the Treasury.

BY RECEIPT OF THIS NOTICE YOU HAVE BEEN NOTIFIED, UNDER THE TERRORISM RISK INSURANCE ACT, AS AMENDED, THAT COVERAGE UNDER THIS POLICY FOR ANY LOSSES RESULTING FROM CERTIFIED ACTS OF TERRORISM, MAY BE PARTIALLY REIMBURSED BY THE UNITED STATES GOVERNMENT AND MAY BE SUBJECT TO A $100 BILLION CAP THAT MAY REDUCE YOUR COVERAGE. YOU HAVE ALSO BEEN NOTIFIED OF THE PORTION OF YOUR PREMIUM ATTRIBUTABLE TO SUCH COVERAGE.

In Witness Whereof, the issuing company has caused this quote to be signed officially below.

Westport Insurance Corporation Canada Branch

For the purpose of the Insurance Companies Act (Canada), this Document and all its enclosures were issued in the course of Westport Insurance Corporation’s insurance business in Canada.